GET CASHBACK
SHOP LOCAL
Shop at your favorite local merchants and earn
5% IMMEDIATE CASHBACK!




KEEP IT
LOCAL
Bringing users and merchants together to strengthen the local economy.
Cashback distributed
0M€
Cities
3
Carlo users
0
Local merchants
+0
How it works ?
Add your
Bank Card
Get started by downloading our app, creating and verifying your account, and linking your bank card securely
Pay with
One Click
Enjoy seamless payments by selecting your favorite merchant or scanning the QR code at the stores.
Earn
5% Cashback
Enjoy a reward of 5% cashback on every purchase and spend your rewards at your favorite local merchants.
A SMART LOCAL CURRENCY
FOR YOUR CITY
Plus de 900
Local merchants

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Category

Merchants Name
Category

Merchants Name
Category

Merchants Name
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Merchants Name
Category

Merchants Name
Category
More than 86,000 users
chose Carlo
4.9
out of 5
4.6
out of 5
200% satisfied and even more!
I had a problem updating my account. So I called customer service. The person was very nice and helped me right away to update my account! Top … professional … really!

MC Carlo 8
June 2024
Super app !
An easy-to-use application that has become almost indispensable for our purchases in Monaco. Special mention to their great, fast and efficient team, who find solutions to every problem.

Amélie B
April 2024
Very simple and secure!
It's a great app, very easy to use and above all very fast! I pay faster with Carlo than with my credit card. I recommend 100% to individuals but also to professionals who want an easy and secure payment solution.

Aymeric P
May 2024
Even more features
Refer your friends
Be rewarded for sharing a good deal with your friends & family, what's not to love?
Even more features
Pay back your friends
Be rewarded for sharing a good deal with your friends & family, what's not to love?
Even more features
Share the bill
No more need to withdraw cash, find change or ask bank details. With Carlo, sending money to a friend is instant and free.



Boost your customer relationship with Carlo
Build loyalty and attract new customers.
Do you have a question?
Carlo is a payment app that boosts your purchasing power by rewarding you when you shop local. For every payment made via Carlo at one of the many partner merchants in your city, you'll receive 5% cashback on a virtual wallet, which can be reused immediately or accumulated for later.
Carlo is available on iOS and Android. To download Carlo, click on ..
Carlo is available in over a thousand everyday shops in Aix-en-Provence, Bordeaux, and Monaco. To see the full list of partner stores, click here. In town, look for Carlo stickers on the windows of our partner merchants, or the QR code displayed at the point of sale to find out where to use the app ..
Paying with Carlo is easy:
- Scan the merchant’s QR code.
- Enter the amount of your purchase.
- Use your cashback if you have any.
- Confirm with your PIN, fingerprint, or facial recognition.
- Get 5% cashback for supporting Monaco’s local economy.
All our transactions are processed and secured by our partner Lemonway, a payment institution approved by the ACPR-Banque de France.
Before each payment, you will be asked to perform additional authentication by entering a PIN or via biometric recognition.
When you make a payment with Carlo, you can choose to use all or part of your cashback. The amount of cashback used to make your purchase is deducted from or replaces the amount charged to your card. If you prefer to keep and accumulate your cashback, you will be charged to your registered credit card.